/* ============================================================
   FINDRA — Designsystem
   Grafisk profil: Marinblå & Champagne, Fraunces + Inter
   ============================================================ */

/* ---------- Typsnitt (Google Fonts) ---------- */
@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600&family=Inter:wght@400;500;600&display=swap');

/* ---------- Designtokens ---------- */
:root {
  /* Färg */
  --navy:        #0B1F3A;   /* Marinblå – bas */
  --champagne:   #C9A24B;   /* Accent */
  --champagne-d: #B08C3C;   /* Mörkare guld för hover */
  --cream:       #F4F1EA;   /* Ljus bakgrund */
  --steel:       #3B5A85;   /* Stödfärg / länkar */
  --ink:         #0E1116;   /* Djupt mörk */

  /* Härledda toner */
  --navy-80:     rgba(11, 31, 58, 0.80);
  --navy-12:     rgba(11, 31, 58, 0.12);
  --navy-06:     rgba(11, 31, 58, 0.06);
  --cream-70:    rgba(244, 241, 234, 0.70);
  --cream-12:    rgba(244, 241, 234, 0.12);
  --line:        rgba(11, 31, 58, 0.12);
  --line-dark:   rgba(244, 241, 234, 0.14);

  /* Typografi */
  --font-display: 'Fraunces', Georgia, 'Times New Roman', serif;
  --font-body:    'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  /* Skala */
  --step--1: clamp(0.83rem, 0.8rem + 0.15vw, 0.9rem);
  --step-0:  clamp(1rem, 0.96rem + 0.2vw, 1.12rem);
  --step-1:  clamp(1.2rem, 1.1rem + 0.5vw, 1.4rem);
  --step-2:  clamp(1.5rem, 1.3rem + 1vw, 2rem);
  --step-3:  clamp(2rem, 1.6rem + 2vw, 3rem);
  --step-4:  clamp(2.6rem, 2rem + 3vw, 4.4rem);

  /* Layout */
  --maxw: 1180px;
  --gutter: clamp(1.2rem, 5vw, 3rem);
  --radius: 16px;
  --radius-sm: 10px;
  --radius-lg: 24px;

  /* Skuggor */
  --shadow-sm: 0 1px 2px rgba(11,31,58,.06), 0 4px 12px rgba(11,31,58,.06);
  --shadow-md: 0 4px 14px rgba(11,31,58,.08), 0 18px 40px rgba(11,31,58,.10);
  --shadow-lg: 0 30px 70px rgba(11,31,58,.18);

  --ease: cubic-bezier(.22,.61,.36,1);
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  font-size: var(--step-0);
  line-height: 1.6;
  color: var(--navy);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img, svg { max-width: 100%; display: block; }
a { color: var(--steel); text-decoration: none; transition: color .2s var(--ease); }
a:hover { color: var(--navy); }
ul { list-style: none; padding: 0; }
button { font-family: inherit; cursor: pointer; }

/* ---------- Hjälpklasser ---------- */
.wrap { max-width: var(--maxw); margin-inline: auto; padding-inline: var(--gutter); }
.wrap--narrow { max-width: 760px; }
.section { padding-block: clamp(3.5rem, 8vw, 6.5rem); }
.eyebrow {
  font-family: var(--font-body);
  font-size: var(--step--1);
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--champagne-d);
  display: inline-flex; align-items: center; gap: .6rem;
}
.eyebrow::before {
  content: ""; width: 26px; height: 1.5px; background: var(--champagne); display: inline-block;
}
h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 500; line-height: 1.08; letter-spacing: -0.01em; }
h1 { font-size: var(--step-4); }
h2 { font-size: var(--step-3); }
h3 { font-size: var(--step-2); }
.lead { font-size: var(--step-1); color: var(--navy-80); line-height: 1.5; }
.muted { color: var(--navy-80); }

/* ---------- Knappar ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .55rem;
  font-weight: 600; font-size: var(--step-0);
  padding: .9rem 1.6rem; border-radius: 999px; border: 1.5px solid transparent;
  transition: transform .15s var(--ease), background .2s var(--ease), box-shadow .2s var(--ease), color .2s var(--ease);
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn--primary { background: var(--navy); color: var(--cream); }
.btn--primary:hover { background: #0a1a31; color: var(--cream); box-shadow: var(--shadow-md); }
.btn--navy { background: var(--navy); color: var(--cream); }
.btn--navy:hover { background: #0a1a31; color: var(--cream); box-shadow: var(--shadow-md); }
.btn--champagne { background: var(--champagne); color: var(--navy); }
.btn--champagne:hover { background: var(--champagne-d); color: var(--navy); box-shadow: 0 8px 22px rgba(201,162,75,.35); }
/* På mörka ytor blir primärknappen champagne så den syns mot marinblått */
.section--navy .btn--primary, .cta-band .btn--primary, .mobile-menu .btn--primary, .hero--dark .btn--primary { background: var(--champagne); color: var(--navy); }
.section--navy .btn--primary:hover, .cta-band .btn--primary:hover, .mobile-menu .btn--primary:hover, .hero--dark .btn--primary:hover { background: var(--champagne-d); color: var(--navy); box-shadow: 0 8px 22px rgba(201,162,75,.35); }
.btn--ghost { background: transparent; color: var(--navy); border-color: var(--line); }
.btn--ghost:hover { border-color: var(--navy); color: var(--navy); }
.btn--ghost-light { background: transparent; color: var(--cream); border-color: var(--cream-12); }
.btn--ghost-light:hover { border-color: var(--cream); color: var(--cream); }
.btn--lg { padding: 1.05rem 2rem; font-size: var(--step-1); }
.btn--sm { padding: .58rem 1.05rem; font-size: .9rem; border-width: 1.5px; }
.btn .arrow { transition: transform .2s var(--ease); }
.btn:hover .arrow { transform: translateX(3px); }

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: var(--cream);
  border-bottom: 1px solid transparent;
  transition: border-color .3s, box-shadow .3s, background .3s;
}
.site-header.is-scrolled { border-bottom-color: var(--line); box-shadow: var(--shadow-sm); }
.nav { display: flex; align-items: center; justify-content: space-between; gap: 1.2rem; padding-block: .9rem; }
.nav__logo img { height: 30px; width: auto; }
.nav__links { display: flex; align-items: center; gap: .15rem; }
.nav__links a {
  color: var(--navy); font-weight: 500; font-size: .92rem; white-space: nowrap;
  padding: .5rem .7rem; border-radius: 8px; position: relative;
}
.nav__links a:hover { background: var(--navy-06); }
.nav__links a.is-active { color: var(--champagne-d); }

/* Dropdown */
.has-dropdown { position: relative; }
.dropdown-toggle { display: inline-flex; align-items: center; gap: .3rem; background: none; border: none; color: var(--navy); font-weight: 500; font-size: .92rem; white-space: nowrap; padding: .5rem .7rem; border-radius: 8px; }
.dropdown-toggle:hover { background: var(--navy-06); }
.dropdown-toggle svg { transition: transform .2s var(--ease); }
.has-dropdown:hover .dropdown-toggle svg, .has-dropdown:focus-within .dropdown-toggle svg { transform: rotate(180deg); }
.dropdown {
  position: absolute; top: calc(100% + .4rem); left: 0; min-width: 290px;
  background: var(--cream); border: 1px solid var(--line); border-radius: var(--radius);
  box-shadow: var(--shadow-md); padding: .5rem;
  opacity: 0; visibility: hidden; transform: translateY(8px); transition: all .2s var(--ease);
}
.has-dropdown:hover .dropdown, .has-dropdown:focus-within .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown a { display: flex; gap: .8rem; align-items: flex-start; padding: .7rem .8rem; border-radius: 10px; color: var(--navy); }
.dropdown a:hover { background: var(--navy-06); }
.dropdown a strong { display: block; font-weight: 600; font-size: .95rem; }
.dropdown a span { display: block; font-size: .82rem; color: var(--navy-80); }
.dropdown .ico { flex: none; width: 34px; height: 34px; border-radius: 8px; background: var(--navy); color: var(--champagne); display: grid; place-items: center; }
.dropdown .ico svg { width: 18px; height: 18px; }

.nav__cta { display: flex; align-items: center; gap: .6rem; }
.nav__toggle { display: none; background: none; border: none; padding: .4rem; }
.nav__toggle span { display: block; width: 24px; height: 2px; background: var(--navy); margin: 5px 0; transition: .3s; }

/* Mobilmeny */
@media (max-width: 940px) {
  .nav__links, .nav__cta .btn--ghost { display: none; }
  .nav__toggle { display: block; }
  .mobile-menu {
    position: fixed; inset: 0; top: 0; background: var(--navy); color: var(--cream);
    z-index: 100; padding: 1.5rem var(--gutter); transform: translateX(100%);
    transition: transform .35s var(--ease); display: flex; flex-direction: column; overflow-y: auto;
  }
  .mobile-menu.is-open { transform: translateX(0); }
  .mobile-menu__top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 2rem; }
  .mobile-menu__top img { height: 34px; }
  .mobile-menu a { color: var(--cream); font-size: 1.4rem; font-family: var(--font-display); padding: .7rem 0; border-bottom: 1px solid var(--line-dark); display: block; }
  .mobile-menu .btn { margin-top: 1.5rem; }
  .mobile-close { background: none; border: none; color: var(--cream); font-size: 2rem; line-height: 1; }
}
@media (min-width: 941px) { .mobile-menu { display: none; } }

/* ---------- Connection-motiv (signatur) ---------- */
.node-line { display: inline-flex; align-items: center; gap: .5rem; }
.node-line .ring { width: 14px; height: 14px; border-radius: 50%; border: 2.5px solid currentColor; }
.node-line .bar { width: 26px; height: 2.5px; background: var(--champagne); border-radius: 2px; }
.node-line .dot { width: 14px; height: 14px; border-radius: 50%; background: var(--champagne); }

/* ---------- Hero ---------- */
.hero { background: var(--cream); color: var(--navy); position: relative; overflow: hidden; }
.hero__grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  grid-template-areas: "intro calc" "aside calc";
  column-gap: clamp(2rem, 5vw, 4rem);
  row-gap: 0;
  align-items: center;
  padding-block: clamp(3rem, 6vw, 5rem);
}
.hero__intro { grid-area: intro; align-self: end; }
.hero__aside { grid-area: aside; align-self: start; }
.hero__calc  { grid-area: calc;  align-self: center; }
.hero h1 { color: var(--navy); }
.hero h1 em { font-style: italic; color: var(--champagne-d); }
.hero .lead { color: var(--navy-80); max-width: 34ch; }
.hero__eyebrow { color: var(--champagne-d); }
.hero__eyebrow::before { background: var(--champagne); }
.hero__cta { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2rem; }
.hero__trust { margin-top: 2.2rem; display: flex; flex-wrap: wrap; gap: 1.2rem 2rem; color: var(--navy-80); font-size: var(--step--1); }
.hero__trust span { display: inline-flex; align-items: center; gap: .5rem; }
.hero__trust svg { width: 19px; height: 19px; color: var(--champagne-d); flex: none; }
.hero__glow { display: none; }
/* Mörk hero-variant (om den behövs på enskild sida) */
.hero--dark { background: var(--navy); color: var(--cream); }
.hero--dark h1, .hero--dark h2 { color: var(--cream); }
.hero--dark h1 em { color: var(--champagne); }
.hero--dark .lead { color: var(--cream-70); }
.hero--dark .hero__eyebrow { color: var(--champagne); }
.hero--dark .hero__trust { color: var(--cream-70); }
.hero--dark .hero__trust svg { color: var(--champagne); }
.hero--dark .hero__glow { display: block; }

/* Stat-remsa direkt under hero */
.hero-stats { background: #fff; border-top: 1px solid var(--line); }
.hero-stats .wrap { display: grid; grid-template-columns: repeat(3, 1fr); }
.hero-stats .hs { padding: 1.2rem 0; }
.hero-stats .hs:nth-child(2), .hero-stats .hs:nth-child(3) { border-left: 1px solid var(--line); padding-left: 1.8rem; }
.hero-stats .hs b { font-family: var(--font-display); font-size: var(--step-2); color: var(--navy); display: block; font-weight: 500; line-height: 1.1; }
.hero-stats .hs span { font-size: .85rem; color: var(--navy-80); }
@media (max-width: 620px) { .hero-stats .wrap { grid-template-columns: 1fr; } .hero-stats .hs:nth-child(2), .hero-stats .hs:nth-child(3) { border-left: none; border-top: 1px solid var(--line); padding-left: 0; } }

/* ---------- Kort ---------- */
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.8rem; transition: transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s;
  height: 100%;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: transparent; }
.card__ico { width: 48px; height: 48px; border-radius: 12px; background: var(--navy); color: var(--champagne); display: grid; place-items: center; margin-bottom: 1.2rem; }
.card__ico svg { width: 24px; height: 24px; }
.card h3 { font-size: var(--step-1); margin-bottom: .5rem; }
.card p { color: var(--navy-80); font-size: .96rem; }
.card__link { margin-top: 1.1rem; font-weight: 600; color: var(--navy); display: inline-flex; align-items: center; gap: .4rem; }
.card__link:hover { color: var(--champagne-d); }

.grid { display: grid; gap: 1.2rem; }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) { .grid--3, .grid--4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 620px) { .grid--2, .grid--3, .grid--4 { grid-template-columns: 1fr; } }

/* ---------- Sektion: ljus vs mörk ---------- */
.section--navy { background: var(--navy); color: var(--cream); }
.section--navy h2, .section--navy h3 { color: var(--cream); }
.section--navy .lead, .section--navy p { color: var(--cream-70); }
.section--navy .eyebrow { color: var(--champagne); }
.section--cream-2 { background: #fff; }

/* ---------- Steg / process ---------- */
.steps { display: grid; gap: 1.5rem; counter-reset: step; }
.steps--row { grid-template-columns: repeat(5, 1fr); }
@media (max-width: 900px) { .steps--row { grid-template-columns: 1fr; } }
.step { position: relative; padding-top: 1rem; }
.step__num {
  font-family: var(--font-display); font-size: 1.1rem; font-weight: 600;
  width: 40px; height: 40px; border-radius: 50%; border: 1.5px solid var(--champagne);
  color: var(--champagne); display: grid; place-items: center; margin-bottom: 1rem;
}
.step h3 { font-size: var(--step-1); margin-bottom: .4rem; }
.step p { font-size: .94rem; }

/* ---------- Statistik / band ---------- */
.stat-band { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; text-align: center; }
@media (max-width: 620px) { .stat-band { grid-template-columns: 1fr; gap: 2rem; } }
.stat .num { font-family: var(--font-display); font-size: var(--step-3); color: var(--champagne); display: block; line-height: 1; }
.stat .label { color: var(--cream-70); font-size: var(--step--1); margin-top: .5rem; }

/* ---------- Partnerlogga-rad ---------- */
.partners { display: flex; flex-wrap: wrap; gap: .7rem; justify-content: center; }
.partners .chip {
  background: #fff; border: 1px solid var(--line); border-radius: 999px;
  padding: .55rem 1.1rem; font-weight: 600; font-size: .9rem; color: var(--navy);
}
.section--navy .partners .chip { background: var(--cream-12); border-color: var(--line-dark); color: var(--cream); }

/* ---------- CTA-band ---------- */
.cta-band { background: var(--navy); color: var(--cream); border-radius: var(--radius-lg); padding: clamp(2.2rem, 5vw, 3.5rem); text-align: center; position: relative; overflow: hidden; }
.cta-band h2 { color: var(--cream); margin-bottom: .8rem; }
.cta-band .lead { color: var(--cream-70); max-width: 48ch; margin-inline: auto; margin-bottom: 1.8rem; }
.cta-band__glow { position: absolute; width: 400px; height: 400px; border-radius: 50%; background: radial-gradient(circle, rgba(201,162,75,.2), transparent 65%); bottom: -200px; left: 50%; transform: translateX(-50%); }

/* ---------- FAQ / accordion ---------- */
.faq { border-top: 1px solid var(--line); }
.faq__item { border-bottom: 1px solid var(--line); }
.faq__q { width: 100%; text-align: left; background: none; border: none; padding: 1.3rem 0; display: flex; justify-content: space-between; align-items: center; gap: 1rem; font-family: var(--font-display); font-size: var(--step-1); color: var(--navy); }
.faq__q .pm { flex: none; width: 28px; height: 28px; border-radius: 50%; border: 1.5px solid var(--line); display: grid; place-items: center; transition: .25s; }
.faq__item.is-open .pm { background: var(--navy); border-color: var(--navy); color: var(--champagne); transform: rotate(45deg); }
.faq__a { max-height: 0; overflow: hidden; transition: max-height .35s var(--ease); }
.faq__a p { padding-bottom: 1.3rem; color: var(--navy-80); max-width: 70ch; }

/* ---------- Tabell (villkor) ---------- */
.tbl { width: 100%; border-collapse: collapse; font-size: .96rem; }
.tbl th, .tbl td { text-align: left; padding: 1rem 1.1rem; border-bottom: 1px solid var(--line); }
.tbl th { font-family: var(--font-body); font-weight: 600; color: var(--navy); background: var(--navy-06); }
.tbl tr:last-child td { border-bottom: none; }
.tbl-wrap { border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }

/* ---------- Page hero (sekundära sidor) ---------- */
.page-hero { background: var(--cream); color: var(--navy); padding-block: clamp(3rem, 6vw, 4.5rem); position: relative; overflow: hidden; border-bottom: 1px solid var(--line); }
.page-hero h1 { color: var(--navy); max-width: 18ch; }
.page-hero .lead { color: var(--navy-80); max-width: 56ch; margin-top: 1rem; }
.page-hero .eyebrow { color: var(--champagne-d); }
.page-hero .breadcrumb { font-size: var(--step--1); color: var(--navy-80); margin-bottom: 1.2rem; }
.page-hero .breadcrumb a { color: var(--navy-80); }
.page-hero .breadcrumb a:hover { color: var(--champagne-d); }
.page-hero .hero__glow { display: none; }

/* ---------- Prose ---------- */
.prose > * + * { margin-top: 1.1rem; }
.prose h2 { margin-top: 2.4rem; }
.prose h3 { margin-top: 1.8rem; font-size: var(--step-1); }
.prose ul.bullets { display: grid; gap: .7rem; }
.prose ul.bullets li { padding-left: 1.9rem; position: relative; }
.prose ul.bullets li::before { content: ""; position: absolute; left: 0; top: .55em; width: 10px; height: 10px; border-radius: 50%; background: var(--champagne); }

/* ---------- Split-feature ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(2rem, 5vw, 4rem); align-items: center; }
.split--reverse .split__media { order: 2; }
@media (max-width: 820px) { .split { grid-template-columns: 1fr; } .split--reverse .split__media { order: 0; } }
.feature-list { display: grid; gap: 1rem; margin-top: 1.5rem; }
.feature-list li { display: flex; gap: .9rem; align-items: flex-start; }
.feature-list .tick { flex: none; width: 26px; height: 26px; border-radius: 50%; background: var(--navy); color: var(--champagne); display: grid; place-items: center; }
.feature-list .tick svg { width: 15px; height: 15px; }
.feature-list strong { display: block; }
.feature-list span { color: var(--navy-80); font-size: .94rem; }

/* Visuell panel (connection-illustration) */
.media-panel { background: var(--navy); border-radius: var(--radius-lg); padding: 2.5rem; color: var(--cream); position: relative; overflow: hidden; aspect-ratio: 4/3; display: grid; place-items: center; }
.media-panel .glow { position: absolute; inset: 0; background: radial-gradient(circle at 70% 30%, rgba(201,162,75,.16), transparent 60%); }

/* ---------- Footer ---------- */
.site-footer { background: var(--ink); color: var(--cream-70); padding-block: clamp(3rem, 6vw, 4.5rem) 2rem; }
.footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 2rem; }
@media (max-width: 820px) { .footer__grid { grid-template-columns: 1fr 1fr; gap: 2rem 1rem; } }
@media (max-width: 520px) { .footer__grid { grid-template-columns: 1fr; } }
.site-footer img.flogo { height: 32px; margin-bottom: 1rem; }
.site-footer h4 { font-family: var(--font-body); font-size: .82rem; letter-spacing: .12em; text-transform: uppercase; color: var(--champagne); font-weight: 600; margin-bottom: 1rem; }
.site-footer a { color: var(--cream-70); display: block; padding: .3rem 0; font-size: .94rem; }
.site-footer a:hover { color: var(--cream); }
.site-footer .blurb { font-size: .92rem; max-width: 34ch; }
.footer__bottom { border-top: 1px solid var(--line-dark); margin-top: 2.5rem; padding-top: 1.5rem; display: flex; flex-wrap: wrap; gap: 1rem; justify-content: space-between; font-size: .85rem; color: var(--cream-70); }
.footer__bottom a { display: inline; }
.compliance-note { font-size: .82rem; color: rgba(244,241,234,.5); max-width: 80ch; margin-top: 1rem; line-height: 1.6; }

/* ---------- Reveal-animation ---------- */
.js .reveal { opacity: 0; transform: translateY(20px); transition: opacity .6s var(--ease), transform .6s var(--ease); }
.js .reveal.is-in { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; scroll-behavior: auto !important; }
  .js .reveal { opacity: 1; transform: none; }
}

/* ---------- Tillgänglighet ---------- */
:focus-visible { outline: 3px solid var(--champagne); outline-offset: 2px; border-radius: 4px; }
.skip-link { position: absolute; left: -999px; top: 0; background: var(--champagne); color: var(--navy); padding: .8rem 1.2rem; z-index: 200; border-radius: 0 0 8px 0; font-weight: 600; }
.skip-link:focus { left: 0; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

/* ---------- Hero offer-card (startsida) ---------- */
.offer-card { background: var(--cream); color: var(--navy); border-radius: var(--radius-lg); padding: 1.6rem; box-shadow: var(--shadow-lg); position: relative; }
.offer-card__head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.2rem; }
.offer-card__head .tag { font-size: var(--step--1); font-weight: 600; color: var(--champagne-d); }
.offer-card__head .pill { background: var(--navy); color: var(--cream); font-size: .72rem; font-weight: 600; padding: .3rem .7rem; border-radius: 999px; }
.offer-row { display: flex; align-items: center; gap: .9rem; padding: .9rem 0; border-bottom: 1px solid var(--line); }
.offer-row:last-of-type { border-bottom: none; }
.offer-row .lender { width: 40px; height: 40px; border-radius: 10px; background: var(--navy); color: var(--champagne); display: grid; place-items: center; font-weight: 700; font-size: .8rem; flex: none; }
.offer-row .meta { flex: 1; }
.offer-row .meta strong { display: block; font-size: .95rem; }
.offer-row .meta span { font-size: .8rem; color: var(--navy-80); }
.offer-row .rate { text-align: right; }
.offer-row .rate b { font-family: var(--font-display); font-size: 1.2rem; }
.offer-row .rate span { display: block; font-size: .72rem; color: var(--navy-80); }
.offer-row.best { background: rgba(201,162,75,.1); margin: 0 -1.6rem; padding-inline: 1.6rem; border-bottom: none; border-radius: 10px; }
.offer-card__foot { margin-top: 1.2rem; font-size: .8rem; color: var(--navy-80); display: flex; align-items: center; gap: .5rem; }
.offer-card__foot svg { width: 16px; height: 16px; color: var(--champagne-d); flex: none; }
.offer-card__float { position: absolute; top: -18px; right: -14px; background: var(--champagne); color: var(--navy); font-weight: 700; font-size: .8rem; padding: .5rem .9rem; border-radius: 999px; box-shadow: var(--shadow-md); }

/* Transparens-box (affärsmodell) */
.flow-viz { display: flex; align-items: center; justify-content: center; gap: 1rem; flex-wrap: wrap; }
.flow-node { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.2rem 1.4rem; text-align: center; min-width: 140px; }
.section--navy .flow-node { background: var(--cream-12); border-color: var(--line-dark); color: var(--cream); }
.flow-node .ic { width: 44px; height: 44px; border-radius: 12px; background: var(--navy); color: var(--champagne); display: grid; place-items: center; margin: 0 auto .7rem; }
.section--navy .flow-node .ic { background: var(--champagne); color: var(--navy); }
.flow-node strong { display: block; font-size: .95rem; }
.flow-node span { font-size: .8rem; opacity: .8; }
.flow-arrow { color: var(--champagne); flex: none; }

/* Bento / value grid */
.bento { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.2rem; }
.bento .b-item { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.6rem; }
.bento .b-item.span2 { grid-column: span 2; }
.section--navy .bento .b-item { background: var(--cream-12); border-color: var(--line-dark); }
@media (max-width: 800px) { .bento { grid-template-columns: 1fr; } .bento .b-item.span2 { grid-column: span 1; } }

/* ---------- Kalkylator (startsida hero) ---------- */
.calc { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 1.6rem; box-shadow: var(--shadow-md); }
.calc__head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.1rem; }
.calc__title { font-family: var(--font-display); font-weight: 500; font-size: var(--step-1); color: var(--navy); }
.calc__free { font-size: var(--step--1); color: var(--steel); }
.calc__label { display: block; font-size: .82rem; color: var(--navy-80); margin-bottom: .35rem; }
.calc__amount { font-family: var(--font-display); font-size: var(--step-2); font-weight: 600; color: var(--navy); margin-bottom: .9rem; line-height: 1; }
.calc__amount small { font-family: var(--font-body); font-size: 1rem; font-weight: 500; }
.calc input[type=range] { width: 100%; accent-color: var(--champagne); height: 6px; }
.calc__minmax { display: flex; justify-content: space-between; font-size: .72rem; color: var(--navy-80); opacity: .7; margin: .4rem 0 1.2rem; }
.calc__segs { display: flex; gap: .5rem; margin-bottom: 1.3rem; }
.calc__seg { flex: 1; font-family: var(--font-body); font-size: .85rem; padding: .6rem .4rem; border-radius: 999px; border: 1px solid var(--line); background: #fff; color: var(--navy); transition: .2s var(--ease); }
.calc__seg:hover { border-color: var(--navy); }
.calc__seg.is-on { background: var(--navy); color: var(--cream); border-color: var(--navy); }
.calc__result { border-top: 1px solid var(--line); padding-top: 1.2rem; }
.calc__match { font-size: .9rem; color: var(--navy-80); margin-bottom: .8rem; }
.calc__match b { font-family: var(--font-display); font-size: var(--step-1); color: var(--navy); margin-right: .2rem; }
.calc__chips { display: flex; flex-wrap: wrap; gap: .4rem; margin-bottom: 1.2rem; min-height: 26px; }
.calc__chips .pchip { font-size: .75rem; padding: .28rem .65rem; border-radius: 999px; background: var(--cream); color: var(--navy); border: 1px solid var(--line); }
.calc__result .btn { width: 100%; }
.calc__fine { font-size: .72rem; color: var(--navy-80); opacity: .75; margin-top: .9rem; }
.calc__select { width: 100%; font: inherit; font-size: .95rem; color: var(--navy); padding: .7rem .9rem; border: 1px solid var(--line); border-radius: 10px; background: #fff; margin-bottom: 1.3rem; cursor: pointer; }
.calc__select:focus { outline: none; border-color: var(--navy); }

/* ---- HERO: mobil & surfplatta (rubrik högst upp, sedan kalkylatorn) ---- */
@media (max-width: 880px) {
  .hero__grid {
    grid-template-columns: 1fr;
    grid-template-areas: "intro" "calc" "aside";
    row-gap: 1.6rem;
    padding-block: 1.6rem clamp(2.5rem, 6vw, 3.5rem);
  }
  .hero__intro { align-self: auto; }
  .hero__aside { align-self: auto; }
  .hero__calc  { align-self: auto; }
  /* Rubriken ska ligga överst — kickern tas bort på små skärmar */
  .hero__eyebrow { display: none; }
  .hero h1 { font-size: clamp(1.9rem, 7.4vw, 2.7rem); line-height: 1.12; }
  .hero .lead { max-width: none; margin-top: .85rem; font-size: 1rem; }
  .hero__cta { margin-top: 0; gap: .7rem; }
  .hero__trust { margin-top: 1.5rem; gap: .8rem 1.6rem; }
}
@media (max-width: 620px) {
  .hero__cta .btn { flex: 1 1 100%; justify-content: center; }
}

/* ---- FIX: flödesblocket i mörk media-panel (vit ruta gav osynlig text) ---- */
.media-panel .flow-node {
  background: var(--cream-12);
  border-color: var(--line-dark);
  color: var(--cream);
}
.media-panel .flow-node .ic { background: var(--champagne); color: var(--navy); }
.media-panel .flow-node span { opacity: .75; }

/* ---- Trygghetsraden ovanför kalkylatorn ---- */
.hero__calc .hero__trust {
  margin: 0 0 1.1rem;
  justify-content: center;
  gap: .6rem 1.6rem;
  font-size: .88rem;
}

/* ---- FIX: knappen i mobilmenyn (ärvde blocklänk-stilen) ---- */
.mobile-menu .btn {
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  width: 100%;
  margin-top: 1.75rem;
  padding: 1rem 1.25rem;
  font-size: 1.02rem;
  font-family: var(--font-sans);
  border-bottom: none;
}

/* ---- Bekräftelse-ikon på tacksidan ---- */
.tack-badge {
  width: 84px; height: 84px; flex: 0 0 84px;
  border-radius: 50%;
  background: var(--navy); color: var(--cream);
  display: grid; place-items: center;
  margin: 0 auto 1.4rem;
}
.tack-badge svg { width: 40px; height: 40px; display: block; }